Natural Beauty Hair Care Information and Tips

Hair care is and always will be a hot topic, and with so much hype and controversy over the ever so common synthetic ingredients being used in today’s products, it is no wonder why more and more people are moving toward more natural beauty hair care products and treatments.

Natural hair care treatments are starting to become more readily available on the market, and with more and more people looking to moving to these more natural treatments, you can be sure that you will soon find all types of products for all your hair care needs.

Natural beauty and hair care haven’t always been a high priority for most people. With aisles of shampoo’s, conditioners, styling gels, mousses, and other hair care products, many people have had so many choices that its hard to decide what to get and what will actually work. So with new natural and organic products coming onto the market, many consumers are getting confused and frustrated when it comes to picking out which ones to use. Here you will find some simple tips to help you in your quest for a natural beauty hair care product, and hopefully these tips will help you get rid of some of the frustration of picking out hair care products in general.

1. Read the labels – you can easily spot products that contain a lot of synthetic ingredients by looking at the back of the products. The longer the names, and the more un-pronouncable these names are, the more synthetic the product is. Natural products will have a lot of botanical names, and herbal names in their ingredient list. And these botanical names should be as high on the list as they possibly can. If they are the last ingredients listed, that means that there is probably not a lot of that ingredient in the total product.

2. Avoid anything that says “paraben” in the name. Paraben’s are preservatives, and while preservatives are necessary in your natural beauty products, paraben’s aren’t the safest route to go when preserving. Paraben’s have a whole list of harmful side effects, and excluding them from your beauty products is best.

3. Check out product reviews online if you have questions. There are so many reviews to find online that there is no reason to be blindly picking out products because they either look or smell nice. Check out the best natural beauty makers, like Origins, or Burt’s Bees and see what they have to offer. By simply doing a Google search you can find tons of products for just about any need you are faced with

4. Find natural beauty alternatives to using manufactured products. Ingredients such as carrier oils, and essential oils are often easily available online, and many can be incorporated easily into you beauty routine without the hassle of having to deal with a whole slew of ingredients. This site provides some great natural beauty articles to help with a variety of beauty problems.

As you can see, by simply using some of these above tips, you can easily reduce your risk of adding harmful or potentially harmful products into your life. Its not hard, and it doesn’t take a lot of time to go natural with your beauty regimen.

Investing in Real Estate – Active Or Passive?

Many investors are turned off by real estate because they do not have the time or inclination to become landlords and property managers, both of which are in fact, a career in themselves. If the investor is a rehabber or wholesaler, real estate becomes more of a business rather than an investment. Many successful property “investors” are actually real estate “operators” in the real property business. Fortunately, there are other ways for passive investors to enjoy many of the secure and inflation proof benefits of real estate investing without the hassle.

Active participation in property investing has many advantages. Middlemen fees, charged by syndicators, brokers, property managers and asset managers can be eliminated, possibly resulting in a higher rate of return. Further, you as the investor make all decisions; for better or worse the bottom line responsibility is yours. Also, the active, direct investor can make the decision to sell whenever he wants out (assuming that a market exists for his property at a price sufficient to pay off all liens and encumbrances).

Passive investment in real estate is the flip side of the coin, offering many advantages of its own. Property or mortgage assets are selected by professional real estate investment managers, who spent full time investing, analyzing and managing real property. Often, these professionals can negotiate lower prices than you would be able to on your own. Additionally, when a number of individual investor’s money is pooled, the passive investor is able to own a share of property much larger, safer, more profitable, and of a better investment class than the active investor operating with much less capital.

Most real estate is purchased with a mortgage note for a large part of the purchase price. While the use of leverage has many advantages, the individual investor would most likely have to personally guarantee the note, putting his other assets at risk. As a passive investor, the limited partner or owner of shares in a Real Estate Investment Trust would have no liability exposure over the amount of original investment. The direct, active investor would likely be unable to diversify his portfolio of properties. With ownership only 2, 3 or 4 properties the investor’s capital can be easily damaged or wiped out by an isolated problem at only one of his properties. The passive investor would likely own a small share of a large diversified portfolio of properties, thereby lowering risk significantly through diversification. With portfolios of 20, 30 or more properties, the problems of any one or two will not significantly hurt the performance of the portfolio as a whole.

Types of Passive Real Estate Investments

REITs

Real Estate Investment Trusts are companies that own, manage and operate income producing real estate. They are organized so that the income produced is taxed only once, at the investor level. By law, REITs must pay at least 90% of their net income as dividends to their shareholders. Hence REITs are high yield vehicles that also offer a chance for capital appreciation. There are currently about 180 publicly traded REITs whose shares are listed on the NYSE, ASE or NASDAQ. REITS specialize by property type (apartments, office buildings, malls, warehouses, hotels, etc.) and by region. Investors can expect dividend yields in the 5-9 % range, ownership in high quality real property, professional management, and a decent chance for long term capital appreciation.

Real Estate Mutual Funds

There are over 100 Real Estate Mutual Funds. Most invest in a select portfolio of REITs. Others invest in both REITs and other publicly traded companies involved in real estate ownership and real estate development. Real estate mutual funds offer diversification, professional management and high dividend yields. Unfortunately, the investor ends up paying two levels of management fees and expenses; one set of fees to the REIT management and an additional management fee of 1-2% to the manager of the mutual fund.

Real Estate Limited Partnerships

Limited Partnerships are a way to invest in real estate, without incurring a liability beyond the amount of your investment. However, an investor is still able to enjoy the benefits of appreciation and tax deductions for the total value of the property. LPs can be used by landlords and developers to buy, build or rehabilitate rental housing projects using other people’s money. Because of the high degree of risk involved, investors in Limited Partnerships expect to earn 15% + annually on their invested capital.

Limited Partnerships allow centralization of management, through the general partner. They allow sponsors/developers to maintain control of their projects while raising new equity. The terms of the partnership agreement, governing the on-going relationship, are set jointly by the general and limited partner(s). Once the partnership is established, the general partner makes all day to day operating decisions. Limited partner(s) may only take drastic action if the general partner defaults on the terms of the partnership agreement or is grossly negligent, events that can lead to removal of the general partner. The LPs come in all shapes and sizes, some are public funds with thousands of limited partners, others are private funds with as few as 3 or 4 friends investing $25,000 each.

ABOUT DON KONIPOL

Don Konipol holds an MBA in Finance from the University of Michigan and a B.S. in Economics from the City University of New York. In 2002 he formed the Managed Mortgage Investment Fund LP as a high yield real estate mortgage fund, and serves in the capacity of General Partner. The fund invests in a diversified portfolio of short term, high interest real estate mortgages secured by investment real estate. Upon receiving his MBA in 1975, Mr. Konipol went to work for Societe General De Survalliance S.A., Geneva, Switzerland in investment banking.

He left in 1978 to come back to the United States and went to work as a commercial realtor for First Equity Company in Houston, Texas. In 1984 Mr. Konipol formed the Investment Realty Group to purchase distressed real estate at auction. Don has successfully invested in numerous real estate deals, operating businesses, high yield commercial mortgages, and REITs. He currently invests his capital and client/investors capital in real estate, real estate debt and real estate securities.

5 Strategies For Beautiful Hair

It is everyone’s dream to have beautiful hair. Women spend hours at the hairdresser and beauty shops doing just that. However you can have a beautiful head of hair without going to expensive salons and spending hours being preened by your hairdresser. The most important thing to care about is actually your scalp. This is where many of the problems with your hair begin. Here are 5 strategies to help you.

  1. Brushing your hair: do not just tear at your hair when you brush it. Give it firm but gentle strokes. The old adage of giving your hair 100 strokes is not wrong; in fact it is very good for your hair. It increases the blood flow to your scalp, gets rid of old dead skin cells and supplies the hair with sebum. Always brush your hair before you wash it.
  2. Massaging your scalp: This is done using the tips of your fingers and making circular movements. You should do this on a daily basis. Doing a daily massage will bring the blood to your scalp and help to lubricate your scalp.
  3. Washing your hair: Try not to wash your hair daily. This will dry out your scalp and stimulate your sebum glands. This will make your hair too oily and irritate your scalp. Always be careful when choosing a shampoo. It should match your hair type. Remember what works for your best friend may not necessarily work for you. When washing your hair do not pile it up always let it hang down when shampooing. Prior to applying shampoo, wet your hair with warm water using a gentle force of water from the shower. Massage the shampoo into your scalp and gently rub it into your hair. Rinse with warm water, not hot, and handle hair gently to remove shampoo. When you use your conditioner just apply to ends and roots of your hair. Towel dry your hair gently and air dry. Do not sleep in wet hair. Never brush wet hair.
  4. Conditioning: use a conditioner when you shampoo. To apply this type of conditioner wash your hair and apply it to your ends. This will stop your ends from drying out. It will also keep your hair in the best possible condition. Tangles and knots can also be controlled with a good conditioner. Every week try to apply a deep conditioner. Coconut oil is good for this purpose. Wash your hair and then apply your conditioner. Wrap your hair in a warm towel, to open the hair follicles, for 10 minutes. Then rinse with warm water to rinse off the conditioner after this rinse with cool water, to close the hair follicles.
  5. Trimming your hair: This should be done every 6 weeks for short hair and 8 weeks for long hair. This will stop split ends from building up and stimulates your hair to grow.

When you take care of your hair you will be taking care of your greatest asset. It will ensure that you have beautiful lovely locks for every occasion.

Copyright 2009 Kim Snyder, owner Overall Beauty Minerals Home of the famous Magic Lash Eyelash Enhancer! Offering BB Couture nail polish in the hottest trendiest colors ever! The only place in America for now that offers Natural Empathy natural skincare product line straight out of the UK!